Laurel Road
Laurel Road is a preferred provider of the Emergency Medicine Residents' Association and specializes in providing low-rate student loan refinancing to young physicians. Laurel Road also offers a full suite of banking and lending products, including checking and savings accounts, personal loans, and mortgages with easy online solutions, trusted technology, and premium care to help doctors find financial peace of mind.
In April 2019, Laurel Road became part of KeyBank, one of the nation's largest bank-based financial services companies and Member FDIC.
Resident and Fellow Benefits
High Yield Savings Account
Highly competitive High Yield Saving account that lets you Earn 10x the national average+
- $0 costs to open and no minimum balance
- $0 monthly account maintenance fees
Student Loan Refinancing
Residents are eligible for $100/month payments all through training.+
Benefits Include:
- EMRA members receive an additional 0.25% rate discount when refinancing with Laurel Road+
- 100% online application allows physicians to get rates in minutes+
- Residents are eligible for $100/month payments all through training
- Join the thousands of residents who have saved with Laurel Road+
Student Loan Forgiveness Consultation
Get help identifying your student loan repayment and forgiveness options
- 20% annual fee discount for EMRA members+
- Free 30 minutes consultation with a GradFin student loan counselor
- Smart technology and personalized student loan advice
Personal Lending
Planning your next big trip? Laurel Road’s low-APR personal loans can be used for larger purchases like travel, home improvements, weddings, credit card consolidation, and more. Residents can borrow up to $45,000+, depending on year of residency.
Personal Loan Benefits Include:
- EMRA Members receive an additional 0.50% rate discount on a personal loan with Laurel Road+
- Special repayment options during training
- Autopay discount – eligible for discount of 0.25% when monthly payments are made automatically from a bank account3
Alumni Benefits
High Yield Savings Account
Highly competitive High Yield Saving account that lets you Earn 10x the national average+
- $0 costs to open and no minimum balance
- $0 monthly account maintenance fees
Student Loan Refinancing
EMRA members must apply through www.laurelroad.com/EMRA to access these benefits.
EMRA members receive an additional 0.25% rate discount when refinancing with Laurel Road+
Benefits Include:
- Additional 0.25% rate discount for EMRA members+
- No application or origination fees
- Additional 0.25% autopay discount when automatic monthly payments are made from a bank account+
Student Loan Forgiveness Consultation
Get help identifying your student loan repayment and forgiveness options
- 20% annual fee discount for EMRA members+
- Free 30 minutes consultation with a GradFin student loan counselor
- Smart technology and personalized student loan advice
Personal Lending
Planning your next big purchase? Laurel Road’s low-APR personal loans can be used for larger purchases like travel, home improvements, weddings, credit card consolidation and more. Borrow up to $80,000+ with a personal loan if you're in practice, or within 12 months of completing training and have a signed contract to practice.
Personal Loan Benefits Include:
- EMRA Members receive an additional 0.50% rate discount on a personal loan with Laurel Road+
- Special repayment options during training
- Autopay discount – eligible for discount of 0.25% when monthly payments are made automatically from a bank account+
Medical Student Benefits
High Yield Savings Account
Highly competitive High Yield Saving account that lets you Earn 10x the national average+
- $0 costs to open and no minimum balance
- $0 monthly account maintenance fees
Student Loan Forgiveness Consultation
Get help identifying your student loan repayment and forgiveness options
- 20% annual fee discount for EMRA members+
- Free 30 minutes consultation with a GradFin student loan counselor
- Smart technology and personalized student loan advice
Personal Lending
EMRA members must apply through www.laurelroad.com/EMRA to access these benefits.
Personal Loans for Residency Interviews
Student members in their 4th year of medical school can borrow up to $15,000+
- Student members receive an additional 0.50% rate discount on a residency interview load with Laurel Road+
- Special repayment options during training
- Autopay discount – eligible for discount of 0.25% when monthly automatic payments from a bank account is selected at the time of closing+
Disclosures
Laurel Road is a brand of KeyBank National Association. All products offered by KeyBank N.A. Member FDIC.
STUDENT LOANS, PSLF, AND PERSONAL LOANS ARE NOT FDIC INSURED OR GUARANTEED
KeyCorp® All Rights Reserved. Laurel Road is a federally registered service mark of KeyCorp. 3 Corporate Drive, 4th fl, Shelton, CT 06484.
